About 228 loan
About 228 loan
Blog Article
The Board may regulate a little bank rating from “Satisfactory” to “Superb” with the institution stage wherever the lender requests and receives added consideration for routines that may qualify pursuant to your Retail Products and services and Solutions Test in § 228.
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(i) The array of retail banking products and services and retail banking goods supplied by means of electronic shipping systems and also other delivery units;
(A) Submitting the Original draft prepare for publication to the Board's Web site and by publishing the First draft plan on the financial institution's website, Should the lender maintains one particular; and
A financial institution that gained a below “Satisfactory” establishment score through its most recent examination need to include things like in its public file a description of its recent efforts to boost its general performance in assisting to satisfy the credit score requirements of its overall community.
) The number of examining and price savings accounts opened digitally and thru other shipping techniques which might be Energetic at the conclusion of Each and every calendar calendar year by census tract cash flow degree for each calendar yr.
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These disclosure statements reveal the range and dollar volume of all modest small business loans and little farm loans originated or purchased for each census tract along with the number and dollar quantity of all community improvement loans and Group advancement investments for every county by reporting banking institutions, except that the Board may website possibly regulate the form of the disclosure if required, as a result of Distinctive instances, to safeguard the privateness of the borrower or perhaps the aggressive place of a lender.
(B) In five calendar days on the request, all the data which the bank is necessary to keep up beneath this section in the public file relating to the ability-based mostly assessment spot wherein the department is located.
A bank may well submit added info on the Board on the private basis, though the plans stated while in the strategy have to be adequately precise to enable the public along with the Board to judge the deserves on the plan.
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A substantial financial institution ought to accumulate and retain, in the format of your bank's picking or inside a standardized structure, as supplied by the Board, until the completion from the bank's next CRA assessment wherein the data are evaluated, the following Group enhancement services details:
Tasks to revitalize or stabilize a targeted census tract that include each industrial and residential factors qualify as revitalization or stabilization activities under this paragraph (e)(2), if:
The Board considers the weighted ordinary of the performance scores corresponding to the financial institution's Neighborhood Development Funding Examination conclusions for its facility-based evaluation regions within the multistate MSA, calculated pursuant to portion IV of appendix B to this portion.